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  • Ivan Skula
  • ivanskula.com
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Opinion

Fear Not The AI, But The Automation

Fear Not The AI, But The Automation

  • Ivan Skula
  • 16.4.2025

A single click. One script. And the world tilts. Automation doesn't ask questions - it just executes. Fast. Precise. And sometimes, catastrophically.

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Don't make the headlines! Or everyone is the target - its a fact!

Don't make the headlines! Or everyone is the target - its a fact!

  • Ivan Skula
  • 16.11.2023

We already know that indirectly fraud impacts everyone. But that's not the end of it. For fraudsters - everyone is a target.

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The dawn of the vishing!

The dawn of the vishing!

  • Ivan Skula
  • 08.11.2023

Article explores a potentially ominous evolution of vishing, where AI-driven models could replace human call center agents, making vishing even more scalable, adaptable, and convincing.

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Customer in Control: Reducing Fraud Risk by Allowing Customers to Manage Their Own Exposure

Customer in Control: Reducing Fraud Risk by Allowing Customers to Manage Their Own Exposure

  • Ivan Skula
  • 13.7.2023

Shift in Fraud Landscape: Account Takeover Fraud loses ground to Authorized Push Payments, raising challenges for banks in fraud detection. UK Government takes action to protect APP fraud victims, signaling potential glo

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Does SAS still matters? Absolutely! And let me tell you why.

Does SAS still matters? Absolutely! And let me tell you why.

  • Ivan Skula
  • 04.6.2023

A short personal reflection on why SAS is very relevant today and how I have used the software throughout my 16 years of being employed by SAS.

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Are generative models smart? Only if you're smarter about what you ask!

Are generative models smart? Only if you're smarter about what you ask!

  • Ivan Skula
  • 12.5.2023

ChatGPT is a fantastic tool for generating responses to questions on a wide variety of topics. Midjourney or Dall-e are amazing at generating stunning visuals. However, you must understand that its effectiveness ultimate

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Fraud and cyber crime - how much worse can it get?

Fraud and cyber crime - how much worse can it get?

  • Ivan Skula
  • 31.3.2023

Despite the advancements and deployment of more advanced techniques than before, we don't see the decrease in fraud or cyber crime but exactly the opposite. So how much worse can it get?

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Don't trade the go-live date for more functionality.

Don't trade the go-live date for more functionality.

  • Ivan Skula
  • 26.11.2022

A lot of effort goes into planning and framing the scope of a new fraud management solution. It is especially tricky when the organization is going through this process for the very first time. Based on my experience fr

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